Disclosures

INTRODUCTION

Please contact us directly to receive a copy of our form ADV pt. II.

Our form ADV pt. I can be found on the SEC web site at

SEC Investment Adviser Public Disclosure

Market Snapshot

Symbol	Last	Change
^DJI	10,340.70	-107.24
^GSPC	1,098.87	7.03
^IXIC	2,228.87	19.98
TYX-X.W	0.00	0.00

Recent Articles

The First Steps in Planning Home-Based Care for an Elderly Relative

No one wants to see someone they love in a nursing home. That’s why many older Americans and their families would opt for home-based care whether it’s for a temporary illness or disability, or end-of-life.
Yet the best time to plan for such an event is exactly at the time when no one wants to – when everyone’s healthy and in no mood to think of being sick.

Why It’s Important To Take an Interest in Retirement Plan Fees Again…Or For the First Time

As investors start cautiously peeking at their investment statements again, it’s a good idea to take a renewed interest in investment fees and sales charges they pay to their personal retirement plans as well as those at work.
Why? Because most individuals never take the time to learn about what they’re being charged in good economic times. In a continuing economic slump, however, every nickel charged to an account provides a teachable moment.

The Do’s and Don’ts of Passing Down Vacation Property to Family

A family vacation home is a place of fun, memories and refuge for generations of friends and relatives. But when the matriarch or patriarch who bought the home dies, it’s not uncommon for the same family members to go to war over visitation rights and ownership of the property, which can be worth a significant sum.